MTN South Africa Recruits Manager, Provisions, Profitability & Risk Appetite (LDC) – 2026

What the job involves

MTN South Africa is looking for a Manager – Provisions, Profitability and Risk Appetite in its Finance team, part of Credit Risk Analytics (job ID 7798, MTN Level 3). The job is full time and hybrid, based at the MTN SA Innovation Centre (listed under Roodepoort, Johannesburg). It is a Limited Duration Contract (LDC), and the contract length and salary are not stated.

The team studies credit risk for MTN's post-paid customers, individuals and businesses. In this job you would lead the models that estimate how much customers may fail to pay, and decide how much risk MTN accepts. Your main tasks:

• Manage and check the accuracy of the IFRS 9 models that estimate expected credit losses.
• Oversee monthly provision runs and regular updates of the models, and send data to external auditors.
• Lead the analysis that sets the credit risk appetite, so that new customers bring a good balance of risk and reward.
• Monitor cash receipts and profitability by customer risk group, and advise on collection targets and pricing.
• Plan and manage the budget, and look for cost savings.
• Keep records in line with legal requirements.
• Lead, train and recruit the team, and report on its performance each month.

Who can apply

• An Honours degree in advanced mathematics, business mathematics, statistics or risk management. Programming courses or certifications are an advantage.
• At least 5 years in telecoms or a relevant finance sector, including 5 years in credit analytics and modelling.
• At least 2 years managing people.
• Good knowledge of IFRS 9 provisions modelling and of regulatory rules.
• Tools: Oracle SQL, SAS, Power BI, R, Python, Presto/Hive, and Microsoft Excel, Word and PowerPoint.
• Experience in risk-based pricing models is an advantage.
• Skills: analysis, problem solving, conflict management, and clear written and spoken communication.

Documents required

The offer does not list the documents. Expect to upload at least a CV on the online form, and read the instructions on the portal carefully.

Timeline

• Posted: 12/10/2026.
• Deadline: 21/10/2026 at 13:00. The time zone is not stated; if it is South African time, that is 12:00 in Cameroon.

How to apply

Apply only on MTN's official careers site, using the "Apply Now" button on the offer page (job ID 7798). Do not wait for the last day.

Our tips

• Show IFRS 9 or credit models you built or ran, with results and the size of the portfolio.
• List the tools you master (SAS, SQL, Python, R, Power BI) with examples of use.
• Check that you are allowed to work in South Africa before applying.

Beware of scams

Apply only through MTN's official careers site. A genuine application is never paid. Never send money by Mobile Money or any other means to someone who promises you this job.